Many donors hold appreciated assets such as publicly traded stock, mutual funds, real estate, or closely held business interests.
When you sell these assets outright, a significant portion of the gain may be lost to taxes. Giving them directly to ministry can be far more efficient.
By donating appreciated assets before a sale, you may avoid capital gains tax, receive a charitable deduction for the fair market value (subject to IRS rules), and increase what ultimately supports Kingdom work.
The Georgia Baptist Foundation can help you evaluate which assets are appropriate for charitable giving and structure gifts to benefit both ministry and your financial goals.
Benefits of a Appreciated Assets
- May avoid capital gains tax on appreciated assets given directly to charity.
- Often allows you to give more than you could give with a comparable cash gift.
- Can help you diversify concentrated positions or unlock illiquid holdings for ministry impact.
How It Works
Identify appreciated assets that may be suitable for charitable giving, such as stocks, real estate, or business interests.
Coordinate with your advisors and the Georgia Baptist Foundation to transfer the asset in a tax-efficient manner.
Allow the Foundation or ministry to liquidate or manage the asset, using the proceeds to support Gospel-centered work.
A smarter way to give
Planned gifts are designed to help you give more effectively by aligning your generosity with your overall financial and estate planning.
Rather than giving only from cash flow, you can use assets, retirement accounts, and long-term strategies to reduce taxes, provide income, and increase what ultimately supports ministry.
Our team can help you compare options so that you choose the approach that best fits your situation, your family, and your Kingdom goals.
