Testamentary Charitable Unitrust (TCRUT)

A Testamentary Charitable Remainder Unitrust (TCRUT) is a trust established through a will, providing lifetime income to beneficiaries before benefiting charity.

A Testamentary Charitable Remainder Unitrust is a CRUT that is created at your death according to instructions in your will or revocable trust.

Instead of passing certain assets directly to heirs, those assets fund the TCRUT, which then pays income to your chosen beneficiaries for life or for a term of years.

At the end of the trust term, the remaining value passes to ministry, providing a final and meaningful expression of your faith and generosity.

This tool can be especially helpful when you want to provide long-term income to family members while also ensuring that significant support flows to Gospel work.

Benefits of a

Testamentary Charitable Unitrust (TCRUT)

STRUCTURED INHERITANCE DISTRIBUTION. A TCRUT allows you to distribute an inheritance gradually, ensuring your heirs receive financial support over time rather than a lump sum. This approach helps provide long-term stability and financial management for your loved ones.

INCOME FOR UP TO 20 YEARS. Your children or other designated beneficiaries can receive reliable income payments from the trust for up to 20 years. This structured payout helps protect their financial well-being and ensures they benefit from your estate over an extended period.

SUPPORT FOR MINISTRY AFTER THE TRUST ENDS. Once the income distribution period concludes, the remaining trust assets are directed to support ministry efforts. These funds can be given as a one-time gift or used to establish a perpetual endowment, creating a lasting impact.

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Is a

Testamentary Charitable Remainder Unitrust (TCRUT)

Right for Me?

Do you want to provide your heirs with a steady income stream rather than a lump-sum inheritance?
A TCRUT allows beneficiaries to receive structured payments over time, helping with financial stability and management.
Are you looking for a tax-efficient way to pass down retirement assets while also supporting charitable causes?
Funding a TCRUT with your IRA can minimize taxes for your heirs while benefiting ministries or charities.
Would you like to maintain control of your assets during your lifetime while ensuring a lasting charitable impact?
A TCRUT is established through your will, allowing you to make changes and direct remaining funds to ministry or charity.
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