A Testamentary Charitable Remainder Unitrust is a CRUT that is created at your death according to instructions in your will or revocable trust.
Instead of passing certain assets directly to heirs, those assets fund the TCRUT, which then pays income to your chosen beneficiaries for life or for a term of years.
At the end of the trust term, the remaining value passes to ministry, providing a final and meaningful expression of your faith and generosity.
This tool can be especially helpful when you want to provide long-term income to family members while also ensuring that significant support flows to Gospel work.
Benefits of a Testamentary Charitable Remainder Unitrust
- Provides ongoing income for loved ones after your death.
- May reduce estate and income taxes while benefiting both heirs and ministry.
- Creates a structured, long-term legacy gift that reflects your Christian values.
How It Works
Work with your advisors to determine which assets will fund the TCRUT and how long it should last.
Include appropriate TCRUT provisions in your will or revocable trust documents.
At your passing, assets flow into the TCRUT, income is paid to beneficiaries, and the remainder ultimately strengthens ministry.
A smarter way to give
Planned gifts are designed to help you give more effectively by aligning your generosity with your overall financial and estate planning.
Rather than giving only from cash flow, you can use assets, retirement accounts, and long-term strategies to reduce taxes, provide income, and increase what ultimately supports ministry.
Our team can help you compare options so that you choose the approach that best fits your situation, your family, and your Kingdom goals.
